Yes. Under FEMA, NRIs and OCI/PIO holders can purchase residential and commercial property in India without prior RBI approval.

No. With a properly executed Power of Attorney and a trusted local consultant, the entire process can be completed remotely.

Yes, most major Indian banks offer NRI home loans, typically requiring UAE income documentation and standard KYC.

A POA authorises a trusted person to complete transactions on your behalf. It’s safe when it’s specific, limited in scope, time-bound, apostilled, and registered in India before use.

NRE accounts hold foreign earnings and are fully repatriable, typically used for the purchase remittance; NRO accounts hold India-sourced income like rent, with capped, certified repatriation.

A limited tax framework exists between India and the UAE; confirm current applicability to your situation with a cross-border tax advisor.

Up to USD 1 million per financial year from an NRO account, subject to CA-certified compliance forms confirming applicable taxes are paid.

Yes, generally — buyers must deduct TDS on payments to NRI sellers at a higher rate than for resident sellers, though a lower-deduction certificate can reduce this.

Generally, no — NRIs cannot purchase agricultural land, plantation property, or farmhouses under FEMA rules; residential and commercial property is permitted.

Yes, rental income is taxable in India regardless of your residency status, and can typically be repatriated through the NRO account after tax compliance.

Check the project’s registration directly on the Punjab RERA portal, or ask your consultant to share the verified RERA number and registration link.

A live video walkthrough of the actual property and site, conducted by your consultant, allowing you to inspect the property remotely rather than relying on renders or brochures.

Mohali generally suits rental-yield-focused buyers due to IT City proximity; Zirakpur suits buyers prioritising liquidity and resale speed. Both are strong, purpose depends on your goal.

Typically a few weeks from shortlisting to registration, depending on documentation readiness and loan processing time if financing is involved.

Yes — rental management, tenant coordination, and maintenance referrals can all be arranged through your consultant without requiring your physical presence.

Typically your passport, OCI/PIO card where applicable, PAN card, address proof, and passport-size photographs — your consultant will confirm the exact list for your transaction.

It suits investors comfortable with a longer 7-10+ year horizon, given its earlier-stage master-planned development timeline, in exchange for a generally lower entry price.

They make site visits, possession trips, and periodic property checks genuinely convenient, reducing one of the biggest practical hesitations for overseas buyers.

The same POA-based remote framework applies for resale — your consultant can manage listing, buyer verification, documentation, and registration on your behalf.

No specific cap exists under FEMA on the number of residential or commercial properties an NRI can purchase in India.

Banks typically assess NRI home loan eligibility based on your personal income and employment documentation from the UAE; specific requirements vary by lender.

GMADA is the Greater Mohali Area Development Authority — the statutory planning body. GMADA-approved projects provide a higher degree of legal and planning certainty, particularly valuable for buyers who can’t personally inspect every detail on the ground.

Ready-to-move eliminates delivery risk and suits buyers wanting immediate rental income; under-construction offers a lower entry price with RERA-mitigated delivery risk.

Work only with RERA-registered consultants, verify title and RERA status independently, insist on live (not recorded/rendered) video tours, and never pay beyond a token amount before legal verification is complete.

Yes, OCI cardholders generally have the same property purchase rights as NRIs under FEMA for residential and commercial property.

Stamp duty and registration charges vary by property value and are set by the Punjab government — your consultant or lawyer will confirm current applicable rates for your specific transaction.

Yes, a PAN card is generally required for property transactions in India, including for TDS compliance on future resale.

Property payments should route through your NRE/NRO account via proper banking channels rather than informal transfers, to stay FEMA-compliant and maintain a clean transaction record.

Relying solely on a relative or unverified local contact without independent RERA and title verification — always involve a RERA-registered consultant for legal protection.

Yes, joint ownership with a resident Indian relative is common and can simplify certain aspects of local coordination, though FEMA compliance still applies to the NRI’s contribution.

It depends on the holding period (long-term vs short-term) and applicable exemptions; consult a CA for current rates, as tax rules are periodically revised.

A certificate from the Income Tax Department allowing a lower TDS rate to be deducted on resale proceeds than the standard higher NRI rate, based on your actual tax liability.

IT City-adjacent Mohali sectors currently show the strongest rental tenant demand, driven by the area’s tech/corporate employment base.

Absolutely — many UAE clients combine a family visit with in-person site visits; your consultant can arrange a curated visit itinerary in advance.

Maintenance charges (for apartments), property tax, and — if financed — EMI payments; budget these into your overall investment calculation.

Through RERA registration checks, independent title verification, and track-record review of prior project deliveries before recommending any project to clients.

Both offer comparatively lower entry price points with growing infrastructure investment, suited to UAE investors wanting a lower-ticket entry into the broader growth story.

RERA registration provides a legal framework for buyer recourse on delays; your consultant should verify a builder’s delivery track record before you commit, to minimise this risk upfront.

Yes — rental management referrals, tenant coordination, and maintenance network connections are part of our after-sale support for NRI clients.

Message us on WhatsApp with your budget and preferred area — we’ll set up an initial video consultation and begin with virtual site tours of shortlisted options.